Reasons to Not Let That Auto insurance in Carlisle, PA Lapse

Finances are tight and the homeowner is looking for ways to cut expenses. One idea is to not renew the Auto insurance in Carlisle PA when the current coverage period expires. After all, what are the odds of being involved in an accident? Here are a few reasons why it pays to renew the plan and look for some other way to reduce the household expenses.

All It Takes is One Accident

While it is true that the covered party has not been in an accident in over a decade, all it takes is one event to justify the cost of the Auto insurance in Carlisle PA. Think of what would happen if the other party had no coverage. Where would the money come from to cover the auto repairs and any medical expenses? Without the auto insurance, the individual could end up saddled with expenses that take years to pay off.

Staying in the Good Graces of the Law

Choosing to operate a motor vehicle without benefit of auto insurance is not just risky. It is also frowned upon by local law enforcement agencies. Consider what happens if the driver is pulled over for a minor traffic violation. One of the first things the officer will want to see is the license and proof of insurance. Failure to produce both documents will mean a ticket at best and, possibly, some hefty fines. When the dust settles, the money saved by canceling the insurance will not amount to much if anything at all.

Setting an Example

If there are kids in the home, does the parent really want the children to get the idea it is okay to drive without proper insurance? Since what parents do carries a lot more weight than what they say, it pays to set a good example. Even if it means trimming the budget in other ways, demonstrating to the kids that maintaining auto insurance matters will serve them well when they reach adulthood.

For anyone who needs to obtain a policy or would like to see how their current coverage compares with other options, visit FarnhamInsurance.com and arrange to speak with an agent. With a little time and effort, it is possible to find a plan that serves the client well for many years to come.

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